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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,151 | $154,193-11.1% | $130,045+5.5% | $139,466-1.7% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.5%+21.5pp | 80.3%+19.7pp |
| Annual return | 15.80% | 32.51%-16.7pp | -137.30%+153.1pp | 373.66%-357.9pp |
| Employer contribution / active EE | $6,204 | $5,292+17.2% | $4,321+43.6% | $4,754+30.5% |
| Participant deferral / active EE | $15,000 | $6,709+123.6% | $5,820+157.7% | $6,712+123.5% |
| Admin fee / account holder | $3,962 | $13,989-71.7% | $10,600-62.6% | $11,409-65.3% |