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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,296 | $140,578-49.3% | $100,671-29.2% | $125,389-43.1% |
| Participation rate | 66.7% | 80.4%-13.7pp | 70.7%-4.0pp | 83.2%-16.5pp |
| Annual return | -2.60% | 24.67%-27.3pp | 20.43%-23.0pp | 282.24%-284.8pp |
| Employer contribution / active EE | $1,327 | $5,965-77.8% | $4,012-66.9% | $4,866-72.7% |
| Participant deferral / active EE | $6,290 | $3,981+58.0% | $3,144+100.1% | $5,352+17.5% |
| Admin fee / account holder | $2,324 | $6,716-65.4% | $4,850-52.1% | $9,541-75.6% |