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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,491 | $168,635-32.1% | $147,617-22.4% | $125,389-8.7% |
| Participation rate | 100.0% | 88.8%+11.2pp | 84.6%+15.4pp | 83.2%+16.8pp |
| Annual return | -3.98% | 77.65%-81.6pp | 61.98%-66.0pp | 282.24%-286.2pp |
| Employer contribution / active EE | $2,496 | $6,252-60.1% | $5,564-55.1% | $4,866-48.7% |
| Participant deferral / active EE | $5,155 | $5,507-6.4% | $4,895+5.3% | $5,352-3.7% |
| Admin fee / account holder | $6,426 | $13,580-52.7% | $11,612-44.7% | $9,541-32.6% |