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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,650 | $67,372+3.4% | $60,906+14.4% | $134,532-48.2% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.1%+26.9pp | 81.2%+18.8pp |
| Annual return | -20.18% | 50.05%-70.2pp | 16.94%-37.1pp | 418.27%-438.4pp |
| Employer contribution / active EE | $14,695 | $3,099+374.2% | $2,703+443.6% | $4,741+210.0% |
| Participant deferral / active EE | $3,538 | $4,532-21.9% | $3,814-7.2% | $6,401-44.7% |
| Admin fee / account holder | $1,102 | $4,588-76.0% | $3,227-65.9% | $11,429-90.4% |