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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,080 | $77,449-50.8% | $69,483-45.2% | $152,909-75.1% |
| Participation rate | 50.0% | 78.1%-28.1pp | 74.6%-24.6pp | 82.5%-32.5pp |
| Annual return | 0.00% | 39.09%-39.1pp | 28.99%-29.0pp | 345.46%-345.5pp |
| Employer contribution / active EE | $871 | $3,316-73.7% | $2,780-68.7% | $4,764-81.7% |
| Participant deferral / active EE | $871 | $4,415-80.3% | $3,537-75.4% | $5,851-85.1% |
| Admin fee / account holder | $214 | $6,210-96.6% | $3,841-94.4% | $11,601-98.2% |