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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,556 | $96,691+74.3% | $86,656+94.5% | $139,487+20.8% |
| Participation rate | 100.0% | 74.4%+25.6pp | 71.7%+28.3pp | 80.3%+19.7pp |
| Annual return | 26.28% | 106.87%-80.6pp | 593.09%-566.8pp | 373.84%-347.6pp |
| Employer contribution / active EE | $25,237 | $3,267+672.5% | $3,025+734.2% | $4,755+430.8% |
| Participant deferral / active EE | $2,139 | $4,838-55.8% | $4,439-51.8% | $6,713-68.1% |
| Admin fee / account holder | $549 | $6,414-91.4% | $5,619-90.2% | $11,407-95.2% |