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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,801 | $92,766+20.5% | $82,763+35.1% | $134,545-16.9% |
| Participation rate | 100.0% | 75.2%+24.8pp | 72.6%+27.4pp | 81.2%+18.8pp |
| Annual return | -29.38% | 946.97%-976.4pp | 702.45%-731.8pp | 418.37%-447.7pp |
| Employer contribution / active EE | $12,739 | $3,273+289.2% | $3,008+323.5% | $4,742+168.7% |
| Participant deferral / active EE | $14,777 | $4,802+207.7% | $4,395+236.2% | $6,401+130.8% |
| Admin fee / account holder | $457 | $5,978-92.4% | $5,325-91.4% | $11,431-96.0% |