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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,209 | $48,314+32.9% | $67,561-5.0% | $80,925-20.7% |
| Participation rate | 56.3% | 66.4%-10.1pp | 72.9%-16.7pp | 67.7%-11.4pp |
| Annual return | 20.72% | 18.28%+2.4pp | 3525.44%-3504.7pp | 35.65%-14.9pp |
| Employer contribution / active EE | $770 | $2,022-61.9% | $2,735-71.9% | $2,756-72.1% |
| Participant deferral / active EE | $2,670 | $2,927-8.8% | $4,003-33.3% | $4,299-37.9% |
| Admin fee / account holder | $1,684 | $3,690-54.4% | $4,006-58.0% | $6,940-75.7% |