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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,234 | $42,910+17.1% | $60,919-17.5% | $68,490-26.7% |
| Participation rate | 42.1% | 66.8%-24.7pp | 73.1%-31.0pp | 67.9%-25.8pp |
| Annual return | -14.53% | -13.99%-0.5pp | 16.96%-31.5pp | -7.85%-6.7pp |
| Employer contribution / active EE | $602 | $1,978-69.6% | $2,704-77.7% | $2,597-76.8% |
| Participant deferral / active EE | $1,988 | $2,866-30.6% | $3,814-47.9% | $4,028-50.6% |
| Admin fee / account holder | $841 | $3,104-72.9% | $3,228-73.9% | $5,403-84.4% |