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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,396 | $55,457+32.3% | $77,361-5.1% | $94,015-21.9% |
| Participation rate | 57.4% | 69.8%-12.4pp | 75.0%-17.5pp | 70.8%-13.4pp |
| Annual return | 12.94% | 15.57%-2.6pp | 1011.54%-998.6pp | 17.84%-4.9pp |
| Employer contribution / active EE | $767 | $2,255-66.0% | $2,990-74.3% | $2,790-72.5% |
| Participant deferral / active EE | $2,895 | $3,069-5.7% | $3,911-26.0% | $4,249-31.9% |
| Admin fee / account holder | $3,054 | $4,334-29.5% | $5,894-48.2% | $8,951-65.9% |