See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: FIDELITY INVESTMENTS Service code 37 · EIN 04-2647786 INSTITUTIONAL OPERATIONS COMPANY · BOSTON, MA 02210 | Loan Processing | $15,588 |
MORGAN STANLEY SMITH BARNEY3 years Filed as: MORGAN STANLEY Service code 26 · EIN 20-8764829 GLOBAL BANKING OPERATIONS · NEW YORK, NY 10004 | Advisory (Participants) | $13,748 |
MCSOLEY MCCOY & CO2 years Filed as: MCSOLEY MCCOY & CO. Service code 10 · EIN 03-0327374 118 TILLEY DRIVE · SOUTH BURLINGTON, VT 05403 | Accounting | $7,000 |
ASCENSUS LLC2 years Filed as: ASCENSUS, LLC Service code 16 · EIN 82-3719843 415 8TH AVE NE · BRAINERD, MN 56401 | Consulting | $6,492 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,096 | $59,805+12.2% | $79,550-15.7% | $68,494-2.0% |
| Participation rate | 38.7% | 61.1%-22.4pp | 69.5%-30.8pp | 67.9%-29.2pp |
| Annual return | -14.63% | -12.30%-2.3pp | 0.16%-14.8pp | -7.84%-6.8pp |
| Employer contribution / active EE | $537 | $1,505-64.3% | $2,413-77.8% | $2,596-79.3% |
| Participant deferral / active EE | $2,782 | $3,024-8.0% | $3,985-30.2% | $4,027-30.9% |
| Admin fee / account holder | $680 | $4,835-85.9% | $6,832-90.1% | $5,403-87.4% |