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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,045 | $108,695-34.6% | $74,722-4.9% | $152,897-53.5% |
| Participation rate | 100.0% | 65.4%+34.6pp | 54.5%+45.5pp | 82.5%+17.5pp |
| Annual return | 17.81% | 114.11%-96.3pp | 753.11%-735.3pp | 345.43%-327.6pp |
| Employer contribution / active EE | $9,885 | $1,504+557.2% | $1,084+811.7% | $4,764+107.5% |
| Participant deferral / active EE | $3,882 | $2,712+43.2% | $1,963+97.8% | $5,851-33.6% |
| Admin fee / account holder | $9,384 | $4,906+91.3% | $3,335+181.4% | $11,599-19.1% |