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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,727 | $106,008-7.8% | $92,240+5.9% | $147,586-33.8% |
| Participation rate | 100.0% | 80.4%+19.6pp | 76.5%+23.5pp | 82.8%+17.2pp |
| Annual return | 12.36% | 50.05%-37.7pp | 176.29%-163.9pp | 578.59%-566.2pp |
| Employer contribution / active EE | $660 | $4,333-84.8% | $3,680-82.1% | $4,876-86.5% |
| Participant deferral / active EE | $5,332 | $4,478+19.1% | $3,897+36.8% | $5,439-2.0% |
| Admin fee / account holder | $1,638 | $6,333-74.1% | $5,194-68.5% | $10,886-85.0% |