Retirement plan

EMPLOYEE BENEFIT PLAN OF GILMAN HOUSING TRUST, INC.

Name: GILMAN HOUSING TRUST, INC. - EMPLOYEE BENEFIT PLAN OF GILMAN HOUSING TRUST, INC. (2015) Form 5500
Creator: GILMAN HOUSING TRUST, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, EMPLOYEE BENEFIT PLAN OF GILMAN HOUSING TRUST, INC., GILMAN HOUSING TRUST, INC.

GILMAN HOUSING TRUST, INC.EIN 03-0301520Plan #001PY 2015

PO BOX 259 - LYNDONVILLE, VT 05851802-535-3555LinkedIn1-10 employeesfinancial services

Prospect flagsHigh feesLow fidelity bond

How to read this page

Total assets (EOY)

$694K

No prior year

Total participants

No prior year

Average account balance

$21,693

No prior year

Annual return

-0.38%

No prior year

Benchmarks

See 3,138 peers

Peer group

Industry53 - Real Estate and Rental and Leasing

Plan typeDefined contribution

Participants25-99

Cohort3,138 peers

Snapshot2015

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$1.12M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$27K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

62.7%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$105K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$2K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+14.17%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$3787

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E

Plan features

2E
Profit-sharing
Profit-sharing plan.

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
ComplianceLow fidelity bond
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).

Expense breakdown

Schedule H Part II

Admin total

$80K

$2848 / participant

Other / not subdivided$80K100.0%

% of EOY assets

11.489%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$21,693

$52,519-58.7%

$155,789-86.1%

$59,633-63.6%

Participation rate

100.0%

61.7%+38.3pp

76.1%+23.9pp

68.7%+31.3pp

Annual return

-0.38%

53.51%-53.9pp

71.54%-71.9pp

2041.45%-2041.8pp

Employer contribution / active EE

$1,048

$1,589-34.0%

$3,839-72.7%

$2,203-52.4%

Participant deferral / active EE

$1,186

$3,084-61.6%

$4,798-75.3%

$3,192-62.8%

Admin fee / account holder

$2,492

$3,540-29.6%

$7,477-66.7%

$4,297-42.0%

EMPLOYEE BENEFIT PLAN OF GILMAN HOUSING TRUST, INC.

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

EMPLOYEE BENEFIT PLAN OF GILMAN HOUSING TRUST, INC.

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion