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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,700 | $133,998+2.8% | $112,263+22.7% | $134,545+2.3% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.1%+24.9pp | 81.2%+18.8pp |
| Annual return | -7.93% | 47.17%-55.1pp | 27.49%-35.4pp | 418.37%-426.3pp |
| Employer contribution / active EE | $10,000 | $4,040+147.5% | $3,636+175.0% | $4,742+110.9% |
| Participant deferral / active EE | $725 | $5,292-86.3% | $4,729-84.7% | $6,401-88.7% |
| Admin fee / account holder | $3,980 | $7,493-46.9% | $6,410-37.9% | $11,431-65.2% |