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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,164 | $106,008-8.3% | $92,240+5.3% | $147,586-34.2% |
| Participation rate | 100.0% | 80.4%+19.6pp | 76.5%+23.5pp | 82.8%+17.2pp |
| Annual return | 5.23% | 50.05%-44.8pp | 176.29%-171.1pp | 578.59%-573.4pp |
| Employer contribution / active EE | $1,908 | $4,333-56.0% | $3,680-48.1% | $4,876-60.9% |
| Participant deferral / active EE | $1,337 | $4,478-70.2% | $3,897-65.7% | $5,439-75.4% |
| Admin fee / account holder | $884 | $6,333-86.0% | $5,194-83.0% | $10,886-91.9% |