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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $242,325 | $175,259+38.3% | $149,723+61.8% | $139,487+73.7% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 9.61% | 166.82%-157.2pp | 134.50%-124.9pp | 373.84%-364.2pp |
| Employer contribution / active EE | $12,857 | $5,478+134.7% | $4,821+166.7% | $4,755+170.4% |
| Participant deferral / active EE | $7,629 | $6,522+17.0% | $5,682+34.2% | $6,713+13.6% |
| Admin fee / account holder | $1,446 | $16,158-91.1% | $13,215-89.1% | $11,407-87.3% |