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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $283,422 | $217,432+30.3% | $185,851+52.5% | $167,553+69.2% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 32.04% | 148.43%-116.4pp | 122.11%-90.1pp | 478.89%-446.9pp |
| Employer contribution / active EE | $9,786 | $5,874+66.6% | $5,168+89.3% | $4,840+102.2% |
| Participant deferral / active EE | $5,342 | $6,357-16.0% | $5,569-4.1% | $6,343-15.8% |
| Admin fee / account holder | $2,733 | $19,820-86.2% | $16,245-83.2% | $12,316-77.8% |