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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,701 | $46,072-11.7% | $69,779-41.7% | $55,167-26.2% |
| Participation rate | 76.0% | 67.5%+8.5pp | 71.8%+4.2pp | 69.0%+7.0pp |
| Annual return | 9.42% | 8.68%+0.7pp | 12.99%-3.6pp | 169.23%-159.8pp |
| Employer contribution / active EE | $405 | $1,500-73.0% | $2,338-82.7% | $1,963-79.4% |
| Participant deferral / active EE | $2,789 | $2,344+19.0% | $2,931-4.8% | $3,054-8.7% |
| Admin fee / account holder | $2,122 | $428+396.3% | $4,381-51.6% | $504+321.1% |