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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $374,680 | $176,120+112.7% | $159,487+134.9% | $167,553+123.6% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 13.60% | 331.95%-318.3pp | 263.71%-250.1pp | 478.89%-465.3pp |
| Employer contribution / active EE | $8,333 | $5,299+57.3% | $4,831+72.5% | $4,840+72.2% |
| Participant deferral / active EE | $6,054 | $7,752-21.9% | $7,354-17.7% | $6,343-4.5% |
| Admin fee / account holder | $5,639 | $12,561-55.1% | $10,804-47.8% | $12,316-54.2% |