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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $258,562 | $135,956+90.2% | $123,894+108.7% | $273,972-5.6% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | 6.55% | 56.63%-50.1pp | 47.52%-41.0pp | 41.46%-34.9pp |
| Employer contribution / active EE | $4,368 | $5,170-15.5% | $4,617-5.4% | $4,869-10.3% |
| Participant deferral / active EE | $5,952 | $6,343-6.2% | $5,984-0.5% | $5,287+12.6% |
| Admin fee / account holder | $24,823 | $9,817+152.8% | $8,357+197.0% | $10,133+145.0% |