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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $305,479 | $175,259+74.3% | $149,723+104.0% | $139,487+119.0% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 14.78% | 166.82%-152.0pp | 134.50%-119.7pp | 373.84%-359.1pp |
| Employer contribution / active EE | $5,083 | $5,478-7.2% | $4,821+5.4% | $4,755+6.9% |
| Participant deferral / active EE | $6,034 | $6,522-7.5% | $5,682+6.2% | $6,713-10.1% |
| Admin fee / account holder | $1,741 | $16,158-89.2% | $13,215-86.8% | $11,407-84.7% |