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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $346,260 | $217,432+59.2% | $185,851+86.3% | $167,553+106.7% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 19.09% | 148.43%-129.3pp | 122.11%-103.0pp | 478.89%-459.8pp |
| Employer contribution / active EE | $6,527 | $5,874+11.1% | $5,168+26.3% | $4,840+34.9% |
| Participant deferral / active EE | $4,878 | $6,357-23.3% | $5,569-12.4% | $6,343-23.1% |
| Admin fee / account holder | $2,821 | $19,820-85.8% | $16,245-82.6% | $12,316-77.1% |