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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $196,831 | $190,916+3.1% | $160,037+23.0% | $134,545+46.3% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.0%+22.0pp | 81.2%+18.8pp |
| Annual return | -14.31% | 552.79%-567.1pp | 408.95%-423.3pp | 418.37%-432.7pp |
| Employer contribution / active EE | $3,676 | $4,996-26.4% | $4,226-13.0% | $4,742-22.5% |
| Participant deferral / active EE | $8,874 | $6,925+28.2% | $6,184+43.5% | $6,401+38.6% |
| Admin fee / account holder | $11,401 | $10,497+8.6% | $8,716+30.8% | $11,431-0.3% |