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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,988 | $228,395-19.0% | $185,861-0.5% | $158,982+16.4% |
| Participation rate | 94.4% | 82.3%+12.1pp | 78.0%+16.4pp | 82.0%+12.5pp |
| Annual return | 15.48% | 40.82%-25.3pp | 35.96%-20.5pp | 302.99%-287.5pp |
| Employer contribution / active EE | $3,194 | $4,968-35.7% | $4,088-21.9% | $4,763-32.9% |
| Participant deferral / active EE | $7,820 | $6,417+21.9% | $5,634+38.8% | $5,983+30.7% |
| Admin fee / account holder | $1,608 | $11,869-86.4% | $9,503-83.1% | $11,252-85.7% |