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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,821 | $69,977+48.4% | $108,582-4.4% | $62,881+65.1% |
| Participation rate | 88.0% | 72.9%+15.1pp | 79.6%+8.4pp | 69.3%+18.7pp |
| Annual return | -2.62% | 10.73%-13.3pp | -51.70%+49.1pp | 20.14%-22.8pp |
| Employer contribution / active EE | $1,426 | $2,135-33.2% | $3,758-62.1% | $2,281-37.5% |
| Participant deferral / active EE | $4,865 | $3,165+53.7% | $4,311+12.9% | $3,203+51.9% |
| Admin fee / account holder | $2,212 | $5,076-56.4% | $7,645-71.1% | $4,296-48.5% |