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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,328 | $117,846-64.9% | $102,434-59.7% | $145,884-71.7% |
| Participation rate | 89.5% | 78.6%+10.9pp | 76.5%+13.0pp | 80.3%+9.2pp |
| Annual return | 11.29% | 31.90%-20.6pp | 29.46%-18.2pp | 551.85%-540.6pp |
| Employer contribution / active EE | $6,733 | $3,615+86.3% | $3,023+122.7% | $4,662+44.4% |
| Participant deferral / active EE | $5,681 | $5,733-0.9% | $5,055+12.4% | $6,690-15.1% |
| Admin fee / account holder | $441 | $13,356-96.7% | $9,462-95.3% | $13,392-96.7% |