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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,810 | $110,240-73.9% | $96,544-70.2% | $139,487-79.3% |
| Participation rate | 94.7% | 78.1%+16.6pp | 76.0%+18.8pp | 80.3%+14.4pp |
| Annual return | 29.96% | 26.41%+3.6pp | 25.88%+4.1pp | 373.84%-343.9pp |
| Employer contribution / active EE | $7,545 | $3,622+108.3% | $2,966+154.4% | $4,755+58.7% |
| Participant deferral / active EE | $5,683 | $5,549+2.4% | $4,851+17.1% | $6,713-15.3% |
| Admin fee / account holder | $570 | $11,602-95.1% | $8,254-93.1% | $11,407-95.0% |