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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,342 | $124,425-57.1% | $112,040-52.4% | $137,256-61.1% |
| Participation rate | 94.4% | 79.3%+15.1pp | 76.5%+18.0pp | 80.0%+14.5pp |
| Annual return | 16.91% | 24.72%-7.8pp | 24.52%-7.6pp | 220.34%-203.4pp |
| Employer contribution / active EE | $7,649 | $3,411+124.2% | $2,954+158.9% | $4,156+84.0% |
| Participant deferral / active EE | $6,054 | $5,718+5.9% | $5,098+18.8% | $6,407-5.5% |
| Admin fee / account holder | $1,829 | $15,207-88.0% | $12,098-84.9% | $12,270-85.1% |