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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,583 | $135,956+35.8% | $123,894+49.0% | $273,972-32.6% |
| Participation rate | 61.5% | 84.1%-22.5pp | 81.4%-19.9pp | 83.0%-21.5pp |
| Annual return | 8.33% | 56.63%-48.3pp | 47.52%-39.2pp | 41.46%-33.1pp |
| Employer contribution / active EE | $1,341 | $5,170-74.1% | $4,617-70.9% | $4,869-72.4% |
| Participant deferral / active EE | $3,607 | $6,343-43.1% | $5,984-39.7% | $5,287-31.8% |
| Admin fee / account holder | $304 | $9,817-96.9% | $8,357-96.4% | $10,133-97.0% |