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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,591 | $81,870-76.1% | $119,634-83.6% | $68,490-71.4% |
| Participation rate | 76.5% | 71.9%+4.6pp | 79.3%-2.8pp | 67.9%+8.6pp |
| Annual return | -16.97% | -23.82%+6.8pp | -14.98%-2.0pp | -7.85%-9.1pp |
| Employer contribution / active EE | $1,814 | $2,692-32.6% | $4,232-57.1% | $2,597-30.1% |
| Participant deferral / active EE | $3,327 | $4,148-19.8% | $5,601-40.6% | $4,028-17.4% |
| Admin fee / account holder | $2,693 | $6,583-59.1% | $10,329-73.9% | $5,403-50.2% |