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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,264 | $70,430-75.5% | $96,572-82.1% | $85,851-79.9% |
| Participation rate | 83.3% | 61.8%+21.5pp | 69.8%+13.5pp | 69.3%+14.0pp |
| Annual return | 11.96% | 18.58%-6.6pp | 37.79%-25.8pp | 318.63%-306.7pp |
| Employer contribution / active EE | $1,177 | $1,413-16.7% | $2,357-50.1% | $2,565-54.1% |
| Participant deferral / active EE | $2,124 | $2,894-26.6% | $3,850-44.8% | $3,952-46.3% |
| Admin fee / account holder | $3,756 | $4,996-24.8% | $6,183-39.2% | $6,261-40.0% |