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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,942 | $101,795-73.5% | $165,100-83.7% | $80,959-66.7% |
| Participation rate | 70.7% | 71.8%-1.1pp | 78.6%-7.9pp | 67.7%+3.1pp |
| Annual return | 10.41% | 16.73%-6.3pp | 70.21%-59.8pp | 35.67%-25.3pp |
| Employer contribution / active EE | $2,759 | $2,954-6.6% | $4,348-36.5% | $2,757+0.1% |
| Participant deferral / active EE | $5,149 | $4,476+15.0% | $6,035-14.7% | $4,300+19.7% |
| Admin fee / account holder | $2,175 | $8,221-73.5% | $12,696-82.9% | $6,925-68.6% |