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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,862 | $105,200+39.6% | $159,474-7.9% | $85,847+71.1% |
| Participation rate | 48.1% | 75.8%-27.6pp | 82.8%-34.7pp | 69.3%-21.2pp |
| Annual return | 17.56% | 45.08%-27.5pp | 263.68%-246.1pp | 318.61%-301.0pp |
| Employer contribution / active EE | $1,357 | $3,319-59.1% | $4,831-71.9% | $2,565-47.1% |
| Participant deferral / active EE | $3,011 | $5,946-49.4% | $7,353-59.0% | $3,952-23.8% |
| Admin fee / account holder | $10,526 | $6,934+51.8% | $10,802-2.6% | $6,261+68.1% |