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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,931 | $76,551-15.2% | $123,894-47.6% | $62,881+3.3% |
| Participation rate | 65.7% | 73.0%-7.3pp | 81.4%-15.7pp | 69.3%-3.6pp |
| Annual return | 8.47% | 18.68%-10.2pp | 47.52%-39.0pp | 20.14%-11.7pp |
| Employer contribution / active EE | $1,447 | $2,882-49.8% | $4,617-68.7% | $2,281-36.6% |
| Participant deferral / active EE | $2,444 | $4,840-49.5% | $5,984-59.2% | $3,203-23.7% |
| Admin fee / account holder | $2,705 | $4,826-43.9% | $8,357-67.6% | $4,296-37.0% |