Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,452 | $46,555+38.4% | $64,110+0.5% | $75,184-14.3% |
| Participation rate | 100.0% | 66.0%+34.0pp | 72.3%+27.7pp | 67.2%+32.8pp |
| Annual return | 17.45% | 26.07%-8.6pp | 33.75%-16.3pp | 160.78%-143.3pp |
| Employer contribution / active EE | $0 | $1,977-100.0% | $2,751-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $0 | $2,837-100.0% | $3,883-100.0% | $4,127-100.0% |
| Admin fee / account holder | $7,908 | $2,959+167.2% | $3,071+157.6% | $5,652+39.9% |