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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,165 | $138,072-46.3% | $123,549-40.0% | $135,382-45.2% |
| Participation rate | 66.7% | 84.7%-18.1pp | 82.3%-15.6pp | 82.6%-16.0pp |
| Annual return | 85.38% | 153.69%-68.3pp | 119.20%-33.8pp | 519.77%-434.4pp |
| Employer contribution / active EE | $1,549 | $5,152-69.9% | $4,628-66.5% | $4,779-67.6% |
| Participant deferral / active EE | $2,485 | $6,799-63.4% | $6,426-61.3% | $5,609-55.7% |
| Admin fee / account holder | $293 | $10,917-97.3% | $9,284-96.8% | $10,829-97.3% |