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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,795 | $174,379-74.3% | $152,093-70.5% | $138,895-67.7% |
| Participation rate | 80.0% | 81.6%-1.6pp | 77.8%+2.2pp | 79.9%+0.1pp |
| Annual return | 16.27% | 74.86%-58.6pp | 66.36%-50.1pp | 145.39%-129.1pp |
| Employer contribution / active EE | $1,985 | $4,652-57.3% | $4,175-52.5% | $4,194-52.7% |
| Participant deferral / active EE | $4,962 | $6,159-19.4% | $5,451-9.0% | $6,396-22.4% |
| Admin fee / account holder | $766 | $16,880-95.5% | $14,497-94.7% | $12,562-93.9% |