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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $196,870 | $102,595+91.9% | $94,057+109.3% | $154,746+27.2% |
| Participation rate | 33.3% | 76.0%-42.7pp | 73.3%-40.0pp | 80.7%-47.4pp |
| Annual return | 16.84% | 583.42%-566.6pp | 480.62%-463.8pp | 172.34%-155.5pp |
| Employer contribution / active EE | $1,171 | $3,147-62.8% | $2,933-60.1% | $4,379-73.3% |
| Participant deferral / active EE | $4,997 | $5,118-2.4% | $4,709+6.1% | $6,730-25.8% |
| Admin fee / account holder | $60 | $7,736-99.2% | $7,244-99.2% | $14,365-99.6% |