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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,652 | $106,267-56.1% | $96,520-51.7% | $139,456-66.5% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 3.13% | 38.45%-35.3pp | 35.72%-32.6pp | 373.45%-370.3pp |
| Employer contribution / active EE | $6,621 | $4,105+61.3% | $3,739+77.1% | $4,753+39.3% |
| Participant deferral / active EE | $30,000 | $5,454+450.0% | $4,879+514.9% | $6,711+347.0% |
| Admin fee / account holder | $297,475 | $7,882+3673.9% | $6,733+4318.1% | $11,407+2507.8% |