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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,082 | $157,270-78.3% | $141,173-75.9% | $152,870-77.7% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.4%+17.6pp |
| Annual return | 9.50% | 64.33%-54.8pp | 71.40%-61.9pp | 345.34%-335.8pp |
| Employer contribution / active EE | $2,223 | $5,261-57.7% | $4,735-53.1% | $4,763-53.3% |
| Participant deferral / active EE | $6,053 | $7,110-14.9% | $6,710-9.8% | $5,850+3.5% |
| Admin fee / account holder | $48,970 | $12,121+304.0% | $10,262+377.2% | $11,597+322.3% |