Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,764 | $183,627-98.0% | $155,602-97.6% | $145,978-97.4% |
| Participation rate | 83.3% | 82.7%+0.6pp | 78.2%+5.1pp | 80.3%+3.0pp |
| Annual return | 26.84% | 61.32%-34.5pp | 64.81%-38.0pp | 550.52%-523.7pp |
| Employer contribution / active EE | $26,168 | $5,316+392.2% | $4,675+459.7% | $4,662+461.3% |
| Participant deferral / active EE | $16,710 | $6,466+158.4% | $5,629+196.9% | $6,690+149.8% |
| Admin fee / account holder | $2,712 | $19,327-86.0% | $15,923-83.0% | $13,400-79.8% |