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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,937 | $176,077-81.9% | $159,455-80.0% | $167,518-80.9% |
| Participation rate | 83.3% | 84.9%-1.6pp | 82.8%+0.5pp | 82.1%+1.2pp |
| Annual return | 6.31% | 331.83%-325.5pp | 263.63%-257.3pp | 478.71%-472.4pp |
| Employer contribution / active EE | $1,960 | $5,298-63.0% | $4,830-59.4% | $4,838-59.5% |
| Participant deferral / active EE | $4,879 | $7,751-37.1% | $7,353-33.6% | $6,342-23.1% |
| Admin fee / account holder | $1,925 | $12,556-84.7% | $10,800-82.2% | $12,312-84.4% |