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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $345,587 | $104,664+230.2% | $85,693+303.3% | $167,518+106.3% |
| Participation rate | 100.0% | 76.4%+23.6pp | 69.9%+30.1pp | 82.1%+17.9pp |
| Annual return | 14.32% | 21.45%-7.1pp | 21.49%-7.2pp | 478.71%-464.4pp |
| Employer contribution / active EE | $2,090 | $3,337-37.4% | $2,618-20.2% | $4,838-56.8% |
| Participant deferral / active EE | $8,041 | $4,824+66.7% | $3,923+105.0% | $6,342+26.8% |
| Admin fee / account holder | $73,618 | $10,032+633.8% | $6,874+970.9% | $12,312+497.9% |