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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $271,127 | $82,678+227.9% | $125,391+116.2% | $68,490+295.9% |
| Participation rate | 84.6% | 75.1%+9.6pp | 82.4%+2.2pp | 67.9%+16.7pp |
| Annual return | -13.77% | -5.97%-7.8pp | 572.41%-586.2pp | -7.85%-5.9pp |
| Employer contribution / active EE | $8,214 | $3,382+142.9% | $4,816+70.6% | $2,597+216.3% |
| Participant deferral / active EE | $11,413 | $6,111+86.8% | $7,448+53.2% | $4,028+183.4% |
| Admin fee / account holder | $533 | $6,277-91.5% | $10,009-94.7% | $5,403-90.1% |