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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $210,034 | $150,447+39.6% | $136,298+54.1% | $147,586+42.3% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 12.79% | 1049.15%-1036.4pp | 5156.27%-5143.5pp | 578.59%-565.8pp |
| Employer contribution / active EE | $10,904 | $5,256+107.4% | $4,696+132.2% | $4,876+123.6% |
| Participant deferral / active EE | $10,860 | $6,631+63.8% | $6,247+73.8% | $5,439+99.7% |
| Admin fee / account holder | $354 | $10,906-96.8% | $9,244-96.2% | $10,886-96.7% |