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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,825 | $96,678-34.0% | $86,640-26.3% | $139,466-54.2% |
| Participation rate | 91.7% | 74.4%+17.3pp | 71.7%+20.0pp | 80.3%+11.3pp |
| Annual return | 11.95% | 106.69%-94.7pp | 592.52%-580.6pp | 373.66%-361.7pp |
| Employer contribution / active EE | $4,708 | $3,265+44.2% | $3,024+55.7% | $4,754-1.0% |
| Participant deferral / active EE | $10,235 | $4,837+111.6% | $4,438+130.6% | $6,712+52.5% |
| Admin fee / account holder | $5,827 | $6,410-9.1% | $5,616+3.8% | $11,409-48.9% |