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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,825 | $96,643-34.0% | $86,617-26.3% | $139,456-54.2% |
| Participation rate | 91.7% | 74.4%+17.3pp | 71.7%+20.0pp | 80.3%+11.3pp |
| Annual return | 11.95% | 106.57%-94.6pp | 591.91%-580.0pp | 373.45%-361.5pp |
| Employer contribution / active EE | $4,708 | $3,264+44.2% | $3,023+55.7% | $4,753-0.9% |
| Participant deferral / active EE | $10,235 | $4,835+111.7% | $4,437+130.7% | $6,711+52.5% |
| Admin fee / account holder | $5,827 | $6,406-9.0% | $5,613+3.8% | $11,407-48.9% |