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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,108 | $95,915-78.0% | $79,580-73.5% | $134,532-84.3% |
| Participation rate | 77.8% | 75.0%+2.7pp | 69.5%+8.3pp | 81.2%-3.5pp |
| Annual return | -21.37% | -2.71%-18.7pp | 0.15%-21.5pp | 418.27%-439.6pp |
| Employer contribution / active EE | $4,578 | $3,129+46.3% | $2,413+89.7% | $4,741-3.4% |
| Participant deferral / active EE | $4,578 | $4,693-2.5% | $3,985+14.9% | $6,401-28.5% |
| Admin fee / account holder | $699 | $9,132-92.4% | $6,835-89.8% | $11,429-93.9% |