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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | -$19,963 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $182,756 | $79,189+130.8% | $102,457+78.4% | $74,400+145.6% |
| Participation rate | 88.0% | 74.8%+13.2pp | 76.5%+11.5pp | 67.2%+20.7pp |
| Annual return | 25.61% | 54.98%-29.4pp | 29.41%-3.8pp | 1367.51%-1341.9pp |
| Employer contribution / active EE | $6,817 | $2,362+188.6% | $3,022+125.6% | $2,624+159.8% |
| Participant deferral / active EE | $18,049 | $4,415+308.8% | $5,054+257.1% | $4,348+315.1% |
| Admin fee / account holder | -$89 | $2,002-104.5% | $9,451-100.9% | $1,944-104.6% |