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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,074 | $117,846-66.8% | $102,434-61.9% | $145,884-73.2% |
| Participation rate | 85.7% | 78.6%+7.1pp | 76.5%+9.2pp | 80.3%+5.4pp |
| Annual return | 10.48% | 31.90%-21.4pp | 29.46%-19.0pp | 551.85%-541.4pp |
| Employer contribution / active EE | $3,829 | $3,615+5.9% | $3,023+26.7% | $4,662-17.9% |
| Participant deferral / active EE | $5,958 | $5,733+3.9% | $5,055+17.9% | $6,690-10.9% |
| Admin fee / account holder | $3,026 | $13,356-77.3% | $9,462-68.0% | $13,392-77.4% |